每月发股息和一年发一次股息有什么不同，有什么好处？还不懂的读者可以参考上一篇文章。
不是所有的公司/基金能做到每月发股息，只有有良好的现金流(cash flow)，才能每月派发股息。就如大家所看到大部分能够每月派发股息的公司来自产托REIT，因为产托每月都稳定地收租金，就能每月派发股息。除了 REIT，商业发展公司(BDC)，都能从所投资的资产，收获利息，所以也能每月股息。
除此之外，每月发股息的基金 Monthly-Dividend-ETF，分为以下4类：
★债劵(Bond ETF)
★股票类型(Equity ETF)
★大宗商品(Commodity ETF)
★其他(Other)
债劵Bond ETF
大部分债劵(Bond) 也是每月付利息，所以债劵基金(Bond ETF) 是每月派发股息。根据目前找到的资料，共202项Bond ETF每月派发股息。
ETF
|
Yield
|
iShares Core Total
US Bond Market ETF (AGG, A+)
|
2.20%
|
Barclays U.S.
Aggregate Bond Negative Duration Fund (AGND, C)
|
0.37%
|
iShares Barclays
Agency Bond (AGZ, B+)
|
1.26%
|
Barclays U.S. Aggregate
Bond Zero Duration Fund (AGZD, C+)
|
0.35%
|
WisdomTree Asia
Local Debt ETF (ALD, B+)
|
1.66%
|
iShares Utilities
Sector Bond (AMPS, B-)
|
3.28%
|
Market Vectors
Fallen Angel HY Bond ETF (ANGL, B)
|
5.35%
|
PIMCO Australia Bond
Index ETF (AUD, B)
|
0.26%
|
WisdomTree Australia
& NZ Debt (AUNZ, A)
|
1.57%
|
PowerShares Build
America Bond (BAB, A-)
|
4.85%
|
SPDR Nuveen Barclays
Cap Build Amer Bd (BABS, C+)
|
3.92%
|
PIMCO Build America
Bond ETF (BABZ, C+)
|
8.10%
|
SPDR Barclays 1-3
Month T-Bill ETF (BIL, B+)
|
0.34%
|
Vanguard
Intermediate-Term Bond ETF (BIV, A)
|
3.40%
|
PowerShares Senior
Loan Port (BKLN, B)
|
4.14%
|
Vanguard Long-Term
Bond Index ETF (BLV, A-)
|
3.88%
|
Vanguard Total Bond
Market ETF (BND, A)
|
2.40%
|
Total International
Bond ETF (BNDX, A-)
|
2.39%
|
PIMCO Total Return
ETF (BOND, B)
|
2.28%
|
Guggenheim
BulletShares 2014 Corp Bond (BSCE, B-)
|
0.87%
|
Guggenheim
BulletShares 2015 Corp Bond (BSCF, B)
|
1.15%
|
Guggenheim
BulletShares 2016 Corp Bond (BSCG, B-)
|
1.42%
|
Guggenheim
BulletShares 2017 Corp Bond (BSCH, B)
|
1.82%
|
Guggenheim
BulletShares 2018 Corp Bond (BSCI, B+)
|
1.69%
|
Guggenheim
BulletShares 2019 Corp Bond (BSCJ, B+)
|
2.04%
|
Guggenheim
BulletShares 2020 Corp Bond (BSCK, B+)
|
2.49%
|
Guggenheim
BulletShares 2021 Corporate Bond ETF (BSCL, B)
|
2.25%
|
Guggenheim
BulletShares 2022 Corporate Bond ETF (BSCM, B)
|
2.41%
|
Guggenheim
BulletShares 2014 HY Crp Bond (BSJE, B+)
|
3.54%
|
Guggenheim
BulletShares 2015 HY Crp Bond (BSJF, B)
|
4.48%
|
Guggenheim
BulletShares 2016 HY C Bd ETF (BSJG, B)
|
3.94%
|
Guggenheim
BulletShares 2017 HY C Bd ETF (BSJH, B)
|
4.11%
|
Guggenheim
BulletShares 2018 HY C Bd ETF (BSJI, B+)
|
4.46%
|
BulletShares 2019
High Yield Corporate Bond ETF (BSJJ, n/a)
|
2.15%
|
BulletShares 2020
High Yield Corporate Bond ETF (BSJK, n/a)
|
2.31%
|
Vanguard Short-Term
Bond ETF (BSV, A)
|
1.27%
|
Germany Bond Index
Fund (BUND, C+)
|
1.12%
|
SPDR Barclays
International Treasury Bd (BWX, A)
|
1.56%
|
SPDR Barclays Short
Term International Treasury Bond ETF (BWZ, A-)
|
0.06%
|
PIMCO Canada Bond
Index ETF (CAD, B)
|
1.29%
|
SPDR Barclays Cap
Issuer Scd Corp Bond (CBND, B)
|
3.05%
|
iShares Emerging
Markets Corporate Bond (CEMB, B)
|
3.19%
|
iShares Barclays
Credit Bond (CFT, A-)
|
3.10%
|
Market Vectors
Renminbi Bond ETF (CHLC, B-)
|
3.80%
|
iShares Barclays
Intermediate Credit Bd (CIU, A)
|
2.35%
|
iShares 10+ Year
Credit Bond (CLY, B)
|
4.32%
|
iShares Barclays
CMBS Bond (CMBS, A)
|
1.79%
|
iShares S&P CA
AMT-Free Municipal Bd (CMF, A)
|
3.01%
|
ProShares USD
Covered Bond (COBO, B)
|
0.93%
|
PIMCO Investment
Grade Corp Bd Index ETF (CORP, B)
|
6.78%
|
iShares Barclays 1-3
Year Credit Bond (CSJ, A-)
|
0.97%
|
SPDR Barclays
Capital Convertible Secs (CWB, B+)
|
3.21%
|
SPDR Nuveen Barclays
Capital CA Muni Bd (CXA, A+)
|
4.96%
|
PowerShares Chinese
Yuan Dim Sum Bond (DSUM, B+)
|
3.37%
|
SPDR Barclays
Capital EM Local Bond ETF (EBND, C+)
|
1.99%
|
WisdomTree Emerging
Markets Local Debt (ELD, B-)
|
3.17%
|
EM Aggregate Bond
ETF (EMAG, B-)
|
4.65%
|
iShares JPMorgan USD
Emerg Markets Bond (EMB, A-)
|
4.17%
|
WisdomTree Emer Mkts
Corporate Bond ETF (EMCB, B-)
|
4.39%
|
SPDR BofA ML EM Corp
Bd ETF (EMCD, C+)
|
5.10%
|
iShares Emerging
Markets High Yield Bond (EMHY, B-)
|
4.82%
|
Market Vectors EM
Local Curr Bond ETF (EMLC, A-)
|
5.26%
|
iShares Industrials
Sector Bond (ENGN, B)
|
2.59%
|
WisdomTree Euro Debt
(EU, A-)
|
1.67%
|
PIMCO 3-7 Year U.S.
Treasury Index ETF (FIVZ, B)
|
1.51%
|
iShares Floating
Rate Bond ETF (FLOT, B+)
|
0.39%
|
SPDR Barclays Cap
Inv Gr Floating Rt ETF (FLRN, B)
|
0.52%
|
Market Vectors
Investment Grade Floating Rate Bond ETF (FLTR, B-)
|
0.59%
|
Short Duration U.S. Government
ETF (FTSD, n/a)
|
0.93%
|
First Trust Senior
Loan (FTSL, B-)
|
3.82%
|
Madrona Global Bond
ETF (FWDB, C)
|
3.13%
|
iShares Barclays
Government/Credit Bond (GBF, B+)
|
2.06%
|
ProShares German Sov
/ Sub-Sov Debt ETF (GGOV, B+)
|
1.65%
|
iShares Global High
Yield Corporate Bond (GHYG, A)
|
4.58%
|
Guggenheim Enhanced
Core Bond (GIY, C+)
|
2.79%
|
WisdomTree Global
Corporate Bond (GLCB, C)
|
3.08%
|
Columbia
Intermediate Municipal Bond ETF (GMMB, C)
|
2.78%
|
Columbia Core Bond
ETF (GMTB, C+)
|
2.35%
|
iShares Barclays
GNMA Bond (GNMA, B+)
|
0.87%
|
iShares Barclays
U.S. Treasury Bond (GOVT, A-)
|
0.88%
|
Guggenheim Enhanced
Short Dur Bond ETF (GSY, A)
|
1.03%
|
iShares Glob
Inflation-Linked Bond Fund (GTIP, B)
|
1.21%
|
iShares Barclays
Interm Govt/Credit Bond (GVI, A)
|
1.59%
|
Sage Core Reserves
ETF (HOLD, B-)
|
0.15%
|
Market Vectors
High-Yield Muni ETF (HYD, A-)
|
5.92%
|
Market Vectors Emer
Mkts Hi Yld Bond ETF (HYEM, A-)
|
5.86%
|
iShares iBoxx $ High
Yield Corporate Bd (HYG, A)
|
5.34%
|
High Yield Interest
Rate Hedged ETF (HYHG, C+)
|
4.67%
|
Peritus High Yield
ETF (HYLD, A-)
|
7.55%
|
First Trust High
Yield Long/Short ETF (HYLS, C+)
|
5.68%
|
SPDR Nuveen S&P
High Yield Municipal Bd (HYMB, B+)
|
4.30%
|
PIMCO 0-5 Year Hi
Yld Corp Bond Idx ETF (HYS, A-)
|
4.50%
|
iShares Global ex
USD High Yield Corp Bd (HYXU, B+)
|
4.17%
|
iSharesBond 2018
Corporate ex-Financials Term ETF (IBCC, B-)
|
1.20%
|
iSharesBond 2020
Corporate ex-Financials Term ETF (IBCD, B-)
|
1.83%
|
iSharesBond 2023
Corporate ex-Financials Term ETF (IBCE, B)
|
2.49%
|
iSharesBond 2016
Corporate Term ETF (IBDA, B-)
|
0.70%
|
iShares 2018
Corporate Term ETF (IBDB, B)
|
1.36%
|
iSharesBond 2020
Corporate Term ETF (IBDC, B+)
|
1.99%
|
iSharesBond 2023
Corporate Term ETF (IBDD, B)
|
2.39%
|
SPDR Barclays
International Corporate Bd (IBND, B-)
|
1.18%
|
iShares Barclays
7-10 Year Treasury (IEF, A-)
|
1.71%
|
iShares 3-7 Year
Treasury Bond ETF (IEI, A-)
|
0.84%
|
TCW EM Intermediate
Term Investment Grade Bond ETF (IEMF, n/a)
|
1.03%
|
Investment Grade
Interest Rate Hedged ETF (IGHG, B-)
|
1.71%
|
iShares S&P/Citi
Intl Treasury Bond (IGOV, A+)
|
1.24%
|
Market Vectors Intl
High Yield Bond ETF (IHY, A)
|
6.26%
|
SPDR Barclays
International High Yield Bond ETF (IJNK, n/a)
|
0.50%
|
iShares Core
Long-Term US Bond ETF (ILTB, B)
|
4.09%
|
SPDR Nuveen Barclays
Capital NY Muni Bd (INY, A)
|
4.81%
|
SPDR Barclays TIPS (IPE, A-)
|
1.07%
|
S&P/Citi 1-3 Yr
Intl Treasury Bd (ISHG, A)
|
0.18%
|
Core Short-Term U.S.
Bond ETF (ISTB, A-)
|
0.63%
|
SPDR Barclays
Intermediate Term Treasury (ITE, A+)
|
1.21%
|
iShares Intnl
Inflation-Linked Bond Fund (ITIP, A-)
|
1.96%
|
Market Vectors
Intermediate Muni ETF (ITM, A)
|
2.50%
|
SPDR Barclays Cap
Interm Term Corp Bnd (ITR, A)
|
2.69%
|
SPDR Barclays High
Yield Bond (JNK, A+)
|
5.33%
|
SPDR Barclays
Aggregate Bond (LAG, A-)
|
2.01%
|
iShares Emerging
Markets Local Cur Bond (LEMB, B-)
|
2.40%
|
TCW EM Long Term
Investment Grade Bond ETF (LEMF, n/a)
|
1.25%
|
iShares iBoxx $
Invest Grade Corp Bond (LQD, A-)
|
3.30%
|
15+ Year U.S. TIPS
Index Fund (LTPZ, C)
|
1.31%
|
SPDR Barclays
Capital Long CorpTerm Bd (LWC, B)
|
4.12%
|
iShares Barclays MBS
Bond (MBB, A)
|
1.16%
|
SPDR Barclays Cap
Mortgage Backed Bond (MBG, A-)
|
1.43%
|
Newfleet
Multi-Sector Income ETF (MINC, B)
|
2.67%
|
Enhanced Short
Maturity Strategy Fund (MINT, A+)
|
0.83%
|
Market Vectors Long
Municipal Index ETF (MLN, A-)
|
4.06%
|
iShares s Sector
Bond (MONY, B-)
|
2.71%
|
iShares 2014
AMT-Free Muni Term ETF (MUAC, C+)
|
0.53%
|
iShares 2015
AMT-Free Muni Term ETF (MUAD, A-)
|
0.66%
|
iShares 2016 S&P
AMT-Free Municipal Ser (MUAE, A-)
|
0.80%
|
iShares 2017 S&P
AMT-Free Municipal Ser (MUAF, A-)
|
1.04%
|
2019 AMT-Free Muni
Term ETF (MUAH, n/a)
|
0.24%
|
iShares S&P
National AMT-Free Muni Bd (MUB, A+)
|
2.67%
|
PIMCO Intermediate
Municipal Bond ETF (MUNI, B-)
|
2.10%
|
iShares S&P NY
AMT-Free Municipal Bd (NYF, A+)
|
2.68%
|
PowerShares CEF Income
Composite (PCEF, C+)
|
7.95%
|
PowerShares Emerging
Mkts Sovereign Debt (PCY, A)
|
4.34%
|
Fundamental Emerging
Markets Local Debt Portfolio (PFEM, C+)
|
4.34%
|
Powershares
Fundamental Inv Gr Corp Bond (PFIG, B-)
|
2.26%
|
PowerShares Global
Short Term High Yield Bond Portfolio (PGHY, A-)
|
3.30%
|
PowerShares
Fundamental High Yld Corp Bd (PHB, B)
|
4.49%
|
International
Corporate Bond Portfolio (PICB, B-)
|
2.58%
|
PowerShares 1-30
Laddered Treasury (PLW, B-)
|
2.34%
|
Market Vectors
Pre-Refunded Muni ETF (PRB, C)
|
1.10%
|
VRDO Tax Free Weekly
Portfolio (PVI, C+)
|
0.02%
|
PowerShares Insured
California Muni Bond (PWZ, A-)
|
3.80%
|
PowerShares Insured
National Muni Bond (PZA, A-)
|
4.12%
|
PowerShares Insured
New York Muni Bond (PZT, A-)
|
3.87%
|
iShares Aaa – A
Rated Corporate Bond (QLTA, B+)
|
1.97%
|
iShares Baa – Ba
Rated Corporate Bd (QLTB, C)
|
2.29%
|
iShares B – Ca Rated
Corporate Bond (QLTC, C+)
|
4.55%
|
Recon Capital NASDAQ
100 Covered Call ETF (QYLD, A)
|
11.70%
|
Ready Access
Variable Income Fund (RAVI, C+)
|
0.45%
|
RiverFront Strategic
Income Fund (RIGS, B+)
|
1.50%
|
db X-trackers
Municipal Infrastructure Revenue Bond Fund (RVNU, B-)
|
2.93%
|
Short-Term U.S.
Treasury ETF (SCHO, A)
|
0.33%
|
Schwab U.S. TIPS ETF
(SCHP, A)
|
0.71%
|
Intermediate-Term
U.S. Treasury ETF (SCHR, A-)
|
1.23%
|
Schwab U.S.
Aggregate Bond ETF (SCHZ, A)
|
2.00%
|
SPDR Barclays
Capital Short Term Corp Bd (SCPB, A-)
|
1.18%
|
TCW EM Short Term
Investment Grade Bond ETF (SEMF, n/a)
|
0.30%
|
SPDR Nuveen Barclays
Capital S/T Muni Bd (SHM, A)
|
0.86%
|
1-3 Year Treasury
Bond ETF (SHY, A)
|
0.24%
|
Market Vectors Short
High-Yield Municipal Index ETF (SHYD, C+)
|
0.87%
|
SPDR Barclays 0-5
Years TIPS ETF (SIPE, n/a)
|
0.41%
|
SPDR BarCap ST High
Yield Bond ETF (SJNK, A)
|
4.78%
|
Market Vectors Short
Municipal Index ETF (SMB, B+)
|
1.35%
|
Short Term Municipal
Bond Strategy Fund (SMMU, C)
|
0.44%
|
Highland/iBoxx
Senior Loan ETF (SNLN, B-)
|
5.03%
|
SPDR GSO Senior Loan
ETF (SRLN, A-)
|
2.65%
|
SPDR Barclays Short
Term Treasury ETF (SST, A)
|
0.48%
|
0-5 Year TIPS Bond
ETF (STIP, A-)
|
0.14%
|
1-5 Year U.S. TIPS
Index Fund (STPZ, B+)
|
0.09%
|
Short-Term National
AMT-Free Muni Bond ETF (SUB, B+)
|
0.74%
|
PIMCO 7-15 Year U.S.
Treasury Index ETF (TENZ, C+)
|
1.97%
|
SPDR Nuveen Barclays
Capital Muni Bond (TFI, A)
|
2.90%
|
Treasury Floating
Rate Bond ETF (TFLO, n/a)
|
0.02%
|
Market Vectors
Treasury-Hedged Hi Yld Bd (THHY, C)
|
4.37%
|
iShares Barclays
TIPS Bond (TIP, A)
|
0.98%
|
SPDR Barclays 1-10
Year TIPS ETF (TIPX, n/a)
|
0.24%
|
Broad U.S. TIPS
Index Fund (TIPZ, B-)
|
0.69%
|
iShares Barclays
10-20 Year Treasury Bd (TLH, B-)
|
2.06%
|
SPDR Barclays
Capital Long Term Treasury (TLO, B)
|
2.52%
|
iShares Barclays 20+
Year Treas Bond (TLT, B-)
|
2.73%
|
PIMCO Broad U.S.
Treasury Index ETF (TRSY, C+)
|
1.45%
|
1-3 Year US Treasury
Index Fund (TUZ, A-)
|
0.35%
|
SPDR SSgA Ultra
Short Term Bond ETF (ULST, B-)
|
0.16%
|
Vanguard Interm-Tm
Corp Bd Idx ETF (VCIT, A+)
|
3.27%
|
Vanguard Long-Term
Corp Bond Idx ETF (VCLT, B+)
|
3.68%
|
Vanguard Short-Term
Corp Bd Idx ETF (VCSH, A)
|
1.72%
|
Vanguard Interm-Tm
Govt Bd Idx ETF (VGIT, A)
|
1.40%
|
Vanguard Long-Term
Govt Bd Idx ETF (VGLT, A-)
|
2.47%
|
Short-Term
Government Bond Index Fund (VGSH, A)
|
0.30%
|
Vanguard
Mortgage-Backed Sec Idx ETF (VMBS, A+)
|
1.11%
|
SPDR Nuveen S&P
VRDO Municipal Bond ETF (VRD, B)
|
0.01%
|
Emerging Markets
Government Bond ETF (VWOB, A+)
|
3.03%
|
SPDR DB Intl Govt
Infl-Protected Bond (WIP, A+)
|
2.42%
|
Market Vectors CEF
Municipal Income ETF (XMPT, B)
|
5.66%
|
SPDR BofA ML
Crossover Corp Bond ETF (XOVR, B)
|
3.88%
|
股票类型Equity ETF
以下每月派发股息的股票类型ETF，根据目前找到的资料，共21项ETF。
ETF
|
Yield
|
WisdomTree SmallCap
Dividend (DES, A-)
|
2.35%
|
WisdomTree U.S.
SmallCap Dividend Growth Fund (DGRS, n/a)
|
0.65%
|
WisdomTree US
Dividend Growth Fund (DGRW, A-)
|
1.32%
|
WisdomTree Equity
Income (DHS, A-)
|
2.78%
|
SPDR Dow Jones
Industrial Average (DIA, A-)
|
2.11%
|
Global X
SuperDividend US ETF (DIV, B)
|
5.72%
|
WisdomTree LargeCap
Dividend (DLN, A)
|
2.16%
|
WisdomTree MidCap
Dividend (DON, A)
|
2.12%
|
WisdomTree Total
Dividend (DTD, A)
|
2.17%
|
WisdomTree Dividend
ex-s (DTN, B+)
|
2.52%
|
UBS E-TRACS Mo Pay
2x DJ Select Div ETN (DVYL, A)
|
6.52%
|
iShares MSCI All
Peru Capped Index (EPU, B+)
|
1.79%
|
S&P Financial
Select Sector Covered Call ETF (HFIN, n/a)
|
1.33%
|
Horizons S&P 500
Covered Call ETF (HSPX, B+)
|
2.97%
|
iShares MSCI
Colombia Capped ETF (ICOL, n/a)
|
2.17%
|
PowerShares KBW Hi
Div Yield (KBWD, B)
|
7.66%
|
PowerShares Hi-Yield
Eq Div Achievers (PEY, A-)
|
3.36%
|
Global X
SuperDividend ETF (SDIV, A)
|
6.12%
|
UBS E-TRACS Mo Pay
2x S&P Dividend ETN (SDYL, A)
|
5.16%
|
PowerShares S&P
500 High Div Portfolio (SPHD, B+)
|
3.47%
|
PowerShares S&P
500 Low Volatility (SPLV, A)
|
2.50%
|
大宗商品ETF
众所周知，投资大宗商品，如黄金，白银，石油，大豆油，是没有股息的。但是以下2项黄金(GLDI)，白银(SLVO) ETF提供股息，而且是每月派发。这个基金ETN利用投资ETF黄金(GLD)和白银(SLV)的期权(Option)，每月派发的股息是通过出售期权溢 价。以后如果有人告诉你投资大宗商品是没有股息的，你可以反驳他“你都未见过大蛇屙尿”。
ETF
|
Yield
|
Credit Suisse Gold
Shrs Cov Call Exc ETN (GLDI, n/a)
|
n/a
|
Credit Suisse Silver
Shares Cov Call ETN (SLVO, n/a)
|
n/a
|
其他 Other
其他包括投资房地产REIT，优先股Preferred stock和多类资产的基金ETF。之前提过房地产REIT有能力提供每月股息。优先股Preferred stock有点类似债劵有定期付利息，但比债劵保证低（如果公司面临财务问题，无法按期偿还优先股利息，不算Default违约）。有些ETF被设计作为 特殊目标，如退休基金，透过投资多类资产，以便达到稳定每月发股息。以下共21项ETF：
ETF
|
Yield
|
iShares S&P
Conservative Allocation (AOK, A)
|
1.68%
|
Global X Canada
Preferred ETF (CNPF, C)
|
20.75%
|
ETRACS Diversified
High Income ETN (DVHI, B-)
|
3.94%
|
ETRACS Monthly Pay
2xLeveraged Diversified High Income ETN (DVHL, n/a)
|
3.66%
|
First Trust
Preferred Sec & Inc ETF (FPE, C+)
|
6.06%
|
Arrow Dow Jones
Global Yield ETF (GYLD, B+)
|
6.01%
|
iShares S&P Intl
Preferred Stock Index (IPFF, C)
|
6.04%
|
iShares Morningstar
Multi-Asset Income (IYLD, A)
|
5.41%
|
PowerShares KBW Prem
Yield Equity REIT (KBWY, A-)
|
1.63%
|
First Trust Multi-Asset
Div Income Index (MDIV, A+)
|
5.69%
|
UBS E-TRACS Mthly
Pay 2x Mortg REIT ETN (MORL, n/a)
|
3.82%
|
iShares S&P U.S.
Preferred Stock Index (PFF, A+)
|
6.12%
|
Market Vectors Pref
Secs ex Fincls ETF (PFXF, B)
|
6.18%
|
PowerShares
Financial Preferred (PGF, B+)
|
5.53%
|
PowerShares
Preferred (PGX, A)
|
7.05%
|
UBS E-TRACS Mo Pay
2x DJ Intl Rl Est ETN (RWXL, A-)
|
7.50%
|
Global X SuperIncome
Preferred ETF (SPFF, B-)
|
1.56%
|
iShares S&P
Target Date Retirement Inc (TGR, A)
|
5.80%
|
iShares S&P
Target Date 2010 (TZD, B+)
|
4.44%
|
International
Multi-Asset Diversified Income Index Fund (YDIV, B+)
|
4.46%
|
YieldShares High
Income ETF (YYY, B+)
|
5.86%
|
参考：
http://etfdb.com/complete-list-of-monthly-dividend-paying-etfs/
【十载投资，路在何方，扎根本土，放眼世界】
http://aliinvest.blogspot.my/2016/07/monthly-dividend-etf.html
